Why should I choose Sterling Black Box Insurance?
Savings & Flexibility
- Rewards safe driving with up to 60% off your renewal price
- Approximately 80% of our customers are able to reduce their renewal quote
- No curfews or increased premiums if you drive at night
Security & Control
- GPS black box acts as a tracker if your car is stolen or in an emergency
- Easy self-installation without hassle saving time and money on fitting
- You can choose who has access and views your information on the app
Driving Insights & Safety Features
- Daily driving insights to help you keep track of your renewal premium
- Warning system alerts you of unsafe driving and a rising premium
- Online maps marking location of incidents or driving mistakes
- Weather alerts help you adjust driving to road conditions
Technology & Policy Options
- Data stored on device can be used to back up your account in the event of a claim
- Smartphone app available for Android and IOS
- Low mileage policies available, with opportunity to increase mileage if necessary
The benefits of getting telematics insurance with Sterling
- We don’t give you a curfew or increase premiums if you drive at night
- Device can be installed yourself, saving time and money on fitting
- No hidden charges throughout the year unless you want to increase mileage
- Black box acts as a phone and locator in the event of an emergency
- Low-mileage policy available, with opportunity to increase mileage if necessary
Who is Sterling Black Box Insurance For?
Telematics insurance is designed for young drivers, but it’s available to others too, if you’re facing high insurance premiums following an accident or driving ban, our smartbox insurance could help you get back on the road for less.
The policy is ideal for:
- Students
- Young drivers
- New or first time drivers
- Van owners
- Drivers returning from a ban or conviction
- Drivers wanting to prove their safety record for cheaper future premiums
What is black box insurance and how does it work ?
Black box car insurance – also known as telematics insurance, is a type of cover often used by drivers facing high insurance premiums. It benefits new and young drivers in particular who don’t have as much experience on the road and therefore face insurance costs in the thousands.
The black box device monitors aspects of your driving like your speed location and mileage and rewards safe driving with lower premiums.
With Sterling’s black box insurance you are able to install the black box yourself, once installed the device monitors how you drive to ensure that you’re being safe on the road. Connect the device with the fluxscore app so you can regularly check how you’re driving and how much you’re projected to save on the renewal.
How much is Sterling Black Box Insurance ?
The price of your cover will depend on a number of factors, including your age, the type of vehicle you drive, where you live, and your driving history.
That said, as a general rule, black box insurance is often cheaper than regular cover for new drivers or those with a poor driving history as it allows you to prove you’re a safe driver by monitoring the way you drive.
What are the pros of black box car insurance ?
Cheaper insurance
Insurance is often one of the biggest expenses you face, but black box insurance can cut this significantly by providing feedback on the way you drive. A couple of years of safe driving with a telematics device can reduce your premiums substantially for regular car insurance too.
Can deter thefts
The black box is displayed prominently on the front windscreen. So it can prevent your car from being stolen. And if it is stolen, the device can also help you recover it.
Helps with claims
Location and speed black box data can help support your case in the event you need to make a claim
Can help improve driving skills
A telematics device gives you feedback on your driving. This essentially acts as an extension of your driving lessons, making it perfect for drivers who have recently passed.
Frequently asked questions
Will my data be shared?
No, we make it a priority to ensure your data is protected. The data recorded by your black box is only used to work out your insurance premiums. Please note that information might be shared with the police if requested for use in criminal investigations.
According to a recent study, it was found that young drivers drive more safely when their parents have access to the data collected from their telematics device. As a result, it’s no surprise that some insurance providers make it mandatory for black box information to be shared with parents of young drivers.
We understand that if you’ve recently gained the freedom of being able to drive whenever you want, you might not always want to share your trips with parents. That’s why we allow you to decide whether or not you want to share your information with your parents.
Does a black box reduce insurance?
Yes – so long as you have a good record of safe driving while using the app, telematics insurance is a great way of saving money.
Is it worth having a telematics box ?
If you consider yourself a safe and responsible driver, it’s definitely worth getting a telematics box. In fact, according to This is Money, the policies are so widely praised that older drivers are increasingly choosing to apply for telematics insurance schemes too.
Plus, once you’ve proved that you’re a safe driver to us, this translates to cheaper regular car insurance too. We can also offer a no claims bonus for claims-free driving even when you’ve got a black box, which will help reduce your premiums the next year you take out cover.
Can black boxes be wrong ?
There have been a number of recent news reports that black boxes have incorrectly recorded the driver as either driving when the car was still in the garage or driving in a different location to where they actually were. Whilst technologies aren’t always faultless, mistakes are usually few and far between.
However, if you feel your black box isn’t working properly, call us and we can help.
Do I need a black box?
Black boxes can be useful if you’re facing high premiums. This makes them particularly suited to young, new and convicted drivers.
