The wonderful thing about owning a camper is that you can just pack up and head off for an adventure on the open road. To make your holiday as smooth as possible, we can help find you a great deal on your campervan or motorhome insurance.
We have access to a wide range of schemes from various providers, ensuring you get the right cover for your needs, whether it’s a classic campervan like an air-cooled Type 2 VW camper, a newly converted Ford Transit Custom or something else.
If you plan on doing any work on your vehicle, we will also cover any modifications on a like-for-like basis.
So call us today – our best prices are available over the phone.
We offer tailored campervan insurance that’s built around you and your vehicle. Cover can include:
Whether you’re planning a road trip across Europe or want spontaneous nights away under the stars, we can find you the right policy at an affordable price. We have plenty of options, including fully comprehensive, third party, fire and theft (TPFT), and third party only cover. And if you only use your vehicle for short periods throughout the year, temporary insurance may be a more suitable option.
Campervans come in all shapes and sizes. From iconic VW campervans to converted buses, we can provide cover for any kind. If you plan on doing any restoration or work on your vehicle, we can also cover the modifications on a like-for-like basis. Just let us know about the work carried out.
If your belongings are accidentally damaged or stolen inside the campervan during your trip, our policy covers some of your personal possessions as standard, and we can also extend this cover up to a value of £12,000.
Converted your van into a camper, or in the process of getting it converted? We can help. We offer fire and theft cover for campers in conversion, and the full range of options to vans that have already been converted.
Sterling policies allow you to drive through Europe for up to 30, 60 or 90 days for free if your vehicle is registered in the UK and subject to policy selection. We can also help motorists with paperwork and can provide an insurance green card.
To keep you on the move throughout your journey, add Sterling’s home-start service and EU and UK breakdown cover to your camper insurance policy. We also offer standalone camping equipment cover, which protects all camping-related furniture and furnishings, personal possessions, luggage and camping accessories.
The cost of your camper insurance depends on multiple factors, including the vehicle you choose, how often you use it, where it’ll be parked at night and your driving history. Rest assured that at Sterling, we understand that these leisure vehicles are often only used for short periods throughout the year and can offer affordable cover as a result, with quotes starting from just £165 a year.
Even if you use your camper year-round and need van-life insurance, or you hire it out, we can help you find affordable campervan insurance quotes.
Yes, if you’re driving your campervan on public roads, it must be insured, taxed and serviced like any other vehicle.
Yes, we offer cover for campervan conversions, whether you completed the build yourself or hired a professional. We can also insure campers that are currently in conversion, which covers against fire and theft.
In most cases, yes, campervan insurance is the cheaper option. This is because vans can sometimes be used for business purposes, which increases their average premium. That being said, if you were thinking of getting van insurance for personal use, the price difference wouldn’t be as significant.
Technically, you can, but it’s usually best to insure your vehicle as a camper if you use it as one. This is because campervan insurance is a little more specific, in that it will often cover your personal belongings, cooking equipment, solar panels and other modifications you’ve made to the vehicle. Most standard van insurance policies won’t include cover for these added features.
Yes, you need a specific campervan insurance policy as this will more accurately cover your camper and how you use it.
Yes, we offer short-term campervan insurance. If you only use your camper for a few months a year, let us know and we can still get you a quote.
We also offer laid-up cover for when your vehicle isn’t being used. This can cover against fire and theft when it’s in storage.
We offer trailer tent insurance from £90 a year and can cover your trailer for shorter periods too.
No, usually not. Even if your car insurance policy allows you to drive other vehicles, this likely won’t include cover for campervans. This is because campers are used as both a means of getting from A to B and a living space.
Yes, in most cases, campervans are more affordable to insure than motorhomes. This is because they’re usually smaller, lower in value, and don’t include as many fixtures and fittings.
Here are a few ways you can save money on your campervan insurance. Let us know if any apply to you:
Getting a quote couldn’t be any easier.
Sterling also offers standalone camping equipment cover.
From just £26.50, you can protect all of your camping equipment, whether you’re spending the weekend in the English countryside, or going on a three–month trip around Europe.
It will protect all furniture and furnishings associated with the camping trip, personal possessions, luggage and camping accessories, subject to an excess of £25.
Great caravan insurance, motorhome insurance and van insurance policies are also available.
Our best policies and prices do not appear on price comparison sites and are not available online.
So let us compare prices with the levels of cover available. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.
Sterling’s claim line is open 24 hours a day, 365 days a year.
If you ever need to make a claim, someone will be here for you at the other end of the phone.
Sterling’s staff have many years of experience in the insurance industry. They’ve come across many different situations and scenarios, so speak to us whatever your needs. We will know if it’s a standard policy, or more specialist cover that you need.
Our senior staff have been working in the insurance industry for 30 years.
It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.
