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Car Insurance with No Fixed Address

Those with no fixed abode can struggle to insure their car. Whether you’ve swapped a house for a canal boat, life on the road or the open seas, we offer car insurance with no fixed address.

Car Insurance with No Fixed Address from just £335 per year

Get car insurance without a permanent address

There are plenty of reasons why you might not have a fixed address, but that doesn’t mean you shouldn’t be allowed to own and drive a vehicle. At Sterling Insurance, we cover car owners in a range of different situations, including those who are:

The benefits of getting a policy with Sterling

  • Prices start from £335 a year
  • Free European cover for up to 90 days
  • Up to £100,000 of legal cover on every policy
  • Windscreen cover included as standard
  • Optional extras for breakdown, gadget, keycare and misfuelling cover
  • Courtesy car in the event of an accident (depending on availability)

Prices start from £335 per year

Those without a fixed address can struggle to find affordable insurance – you might have even been refused car insurance by a number of providers. We compare quotes from a range of insurers to help secure you an affordable deal. Prices start from just £335 a year.

European cover included for up to 90 days (longer trips can be covered)

Many travellers enjoy living without a fixed abode as it gives them extra freedom. If you use your car to travel in Europe, you can rest assured that our car insurance policies can cover you for up to 90 days as standard.

Up to £100,000 of legal cover included on every policy

Our legal cover is a standard feature in our Car Insurance with No Fixed Address policies. So if you are ever involved in an accident that isn’t your fault, it can help you recover any out of pocket expenses afterwards and possibly look to offer a hire vehicle as well as other benefits.

Windscreen cover included as standard

Windscreens are surprisingly easy to damage and windscreen chips can progress into something much worse, such as a large crack. Our policies include windscreen cover as standard for peace of mind.

Wide range of optional extras to choose from

Our policies are designed so they can be adapted to your needs. So whether you need cover for breakdowns, camping gear, keycare or misfuelling, let us know and we can help.

Courtesy car in the event of an accident (depending on availability)

Many rely on their car, whether for their commute or to simply pick up groceries. In the event your car cannot be used following an accident, we might be able to provide you with a courtesy car. Ideal if you lead a busy life. Please note that normal courtesy car rules apply and this will depend on availability.

Get a quote with us! It's easy.

Frequently asked questions

How do I get a car insurance quote from Sterling?

Getting a quote couldn’t be any easier.

Even better deals over the phone

Our best policies and prices do not appear on price comparison sites and are not available online.

So let us compare prices with the levels of cover available. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.

Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If you ever need to make a claim, someone will be here for you at the other end of the phone.

Our staff are based in the UK

Both Sterling and Bikesure’s staff have many years of experience in the insurance industry. They’ve come across many different situations and scenarios, so speak to us whatever your needs. We will know if it’s a standard policy, or more specialist cover that you need.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Optional Extras