Why choose Sterling to insure your car kept in the UK?
Many insurance providers will refuse to cover your car if you’ve decided to move abroad and want to leave your car in the UK. They might object because no one will be there to check up on the vehicle while you’re away, or simply tell you to register it as off the road.
For car owners who will be out of the country for long periods, this can be stressful, and won’t allow you to use the vehicle when you come back to visit. Thankfully, Sterling can cover vehicles you leave in the UK.
If you aren’t planning on driving it when you visit the UK, you can get a statutory off-road notification (SORN) and we can protect your car against fire and theft. Alternatively, if you’re planning on returning frequently throughout the year, we can insure it with a standard car insurance policy.
The benefits of getting a policy with Sterling
- Prices start from £85 a year
- Cover for all types of vehicles, including cars, campers, motorhomes and vans
- Legal protection up to £100,000 is included as standard
- Cover in the EU if you decide to take your vehicle abroad
- Breakdown cover, keycare, misfuelling, windscreen (optional extras)
- Our claims hotline is open 24 hours a day, 365 days a year
Prices start from £85 a year
Affordable cover can be hard to find. That’s why we work with many insurance providers to offer value-for-money policies without compromising the level of cover.
Cover for all types of vehicles
Whether you’re leaving a car at home or something a little different, we can cover them. With plenty of options for campervans, motorhomes, modified cars and other niche vehicles, just let us know what type of vehicle you need to insure.
Legal protection up to £100,000 is included as standard
Our legal cover is a standard feature in our insurance policies. So if you are ever involved in an accident that isn’t your fault, it can help you recover any out of pocket expenses afterwards and possibly look to offer a hire vehicle as well as other benefits.
Cover in the EU if you decide to take your vehicle abroad
If you decide to do a little travelling in Europe while you’re living abroad, we can still cover you. Most Sterling policies include European cover as standard, so you can enjoy your freedom with peace of mind.
Breakdown cover, keycare, misfuelling, windscreen (optional extras)
We have plenty of optional extras to choose from, including breakdown cover, keycare, misfuelling cover, pothole cover, windscreen cover and more.
Claims hotline is open 24/7
Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.
Frequently asked questions
Does it matter which country I’m moving to?
No, if you’re leaving your car in the UK, we can cover you regardless of which country you move to.
What if I’ll no longer have a residential address in the UK?
In many cases, we can still cover you as we offer car insurance for those without a fixed address. You’ll need to call us for a quote so we can discuss your situation over the phone.
Will I be able to drive when I visit the UK?
If you choose to take out standard cover with us, you’ll be able to use your vehicle as normal when you return to the UK.
If you’ve previously SORN’d your car and taken out laid-up cover with us, you’ll need to tax and insure it before you can drive on public roads. We can help switch your policy over; simply get in touch with us.
