Specialist private hire insurance for different types of drivers
Not all private hire work is the same. That’s why we offer cover for a wide range of specialist services, including:
- Airport transfer insurance
- Minibus and eight-seater taxi insurance
- Wheelchair accessible vehicle (WAV) insurance
- Executive hire and chauffeur insurance
- Limousine insurance
Work as a minicab driver?
If you need standard private hire insurance, we offer this too. Just get in touch for a quote.
Cover that works around your business
It’s easy to get a quote online, but finding cover that properly reflects how you work is another matter. If you operate airport transfers, executive hire, minibuses or adapted vehicles, a standard policy often isn’t enough.
At Sterling, we do the hard work for you. We compare quotes from a wide panel of insurers to find competitive options for specialist vehicles and services, saving you time and helping you ensure your cover matches your needs.
We don’t just look at the vehicle, we look at how you use it. Whether you are driving long-distance airport runs, transporting groups, or offering a premium chauffeur service, our team can help arrange a policy that keeps you protected and working.
The benefits of getting a specialist private hire policy with Sterling Insurance
Here are just some of the benefits you can expect:
- Up to £100,000 of legal cover is included with every policy
- Cover for all drivers
- Insurance for all types of vehicles
- Public liability cover up to £10 million
- Multiple drivers can be covered
- Optional extras available, including breakdown cover, excess protect, keycare, gadget cover and misfuelling cover
Cover for a wide range of vehicles
Whether you are driving a standard saloon, executive vehicle, minibus or adapted vehicle, we can help you find suitable cover. If your vehicle is more specialist or non-standard, our flexible approach means we can look at a wide range of makes and models.
Multiple drivers can be included
If your business involves more than one driver, we can arrange policies that allow for multiple named drivers, helping ensure everyone working with you is covered.
Cover tailored to different drivers
Whether you are experienced or newer to private hire, we work with a panel of insurers to help find cover that suits your individual circumstances.
Public liability cover up to £10 million
We can arrange public liability cover to help protect you if a passenger or third party is injured, or their property is damaged while you are working. Different levels of cover is available depending on your needs.
Optional extras available
To give you added peace of mind, you can choose from a range of optional extras, including breakdown cover, keycare, misfuelling and windscreen cover. Speak to our team to build a policy that works for your day-to-day driving.
Frequently asked questions
How much does specialist private hire insurance cost?
The cost of your policy will depend on several factors, including the type of vehicle you drive, how you use it, your mileage, and your driving history. Because specialist vehicles and services vary, it’s important to get a quote based on your circumstances.
Do I need specialist private hire insurance?
If your vehicle or the way you use it falls outside standard private hire work, you’d probably be better off with specialist cover. You might find that standard private hire insurance won’t cover the way you use your vehicle.
Can I insure high-value or modified vehicles?
Yes, we can arrange cover for a wide range of vehicles, including executive cars, limousines and adapted vehicles, depending on your needs.
